College Football
Saturday, December 27, 2025 - 51 Games Today
Georgia Tech Yellow Jackets vs BYU Cougars
Sometimes the obvious play is right. The college football slate brings Georgia Tech Yellow Jackets at BYU Cougars - a game with serious betting value if you know where to look.
Think about it: BYU Cougars averages 32.0 PPG at home. Georgia Tech Yellow Jackets puts up 34.9 on the road. College football is about matchups and momentum.
bottom line: The betting trends are clear: BYU Cougars covers consistently (8-7 ATS). When a team covers at this rate, there's a reason. The numbers support it.
Miami (OH) RedHawks vs Fresno State Bulldogs
The numbers are screaming at us. This Miami (OH) RedHawks-Fresno State Bulldogs matchup has my attention. Records of 7-6 and 8-4 set the stage.
Now, Fresno State Bulldogs averages 29.7 PPG at home. Miami (OH) RedHawks puts up 30.9 on the road. College football is about matchups and momentum.
simply put, Fresno State Bulldogs is 7-5 ATS this season and 3-1 at home. That's not coincidence - sharp money follows trends like this. The value is clear.
North Texas Mean Green vs San Diego State Aztecs
Here's the thing: This North Texas Mean Green-San Diego State Aztecs matchup has my attention. Records of 11-2 and 9-3 set the stage.
What really matters is San Diego State Aztecs averages 28.2 PPG at home. North Texas Mean Green puts up 34.5 on the road. College football is about matchups and momentum.
realistically, ATS records matter. San Diego State Aztecs at 9-5 against the spread. North Texas Mean Green is 7-8. The value is clear. This line is off.
Pittsburgh Panthers vs East Carolina Pirates
I love this spot. The college football slate brings Pittsburgh Panthers at East Carolina Pirates - a game with serious betting value if you know where to look.
And look, East Carolina Pirates averages 32.5 PPG at home. Pittsburgh Panthers puts up 28.8 on the road. College football is about matchups and momentum.
I mean, East Carolina Pirates is 6-6 ATS this season and 5-2 at home. That's not coincidence - sharp money follows trends like this. The value is clear.
Penn State Nittany Lions vs Clemson Tigers
The data doesn't lie. The college football slate brings Penn State Nittany Lions at Clemson Tigers - a game with serious betting value if you know where to look.
Here's what I'm seeing: Clemson Tigers averages 28.3 PPG at home. Penn State Nittany Lions puts up 26.6 on the road. College football is about matchups and momentum.
here's the deal: ATS records matter. Clemson Tigers at 5-5 against the spread. Penn State Nittany Lions is 4-8. The value is clear. The value is clear.
UConn Huskies vs Army Black Knights
I keep coming back to this game. The college football slate brings UConn Huskies at Army Black Knights - a game with serious betting value if you know where to look.
The key factor is Army Black Knights averages 26.4 PPG at home. UConn Huskies puts up 32.2 on the road. College football is about matchups and momentum.
honestly, ATS records matter. Army Black Knights at 6-5 against the spread. UConn Huskies is 8-4. The value is clear. I'm backing this hard.
Virginia Cavaliers vs Missouri Tigers
Everyone's sleeping on this. This Virginia Cavaliers-Missouri Tigers matchup has my attention. Records of 10-3 and 8-4 set the stage.
Factor this in: Missouri Tigers averages 35.5 PPG at home. Virginia Cavaliers puts up 31.8 on the road. College football is about matchups and momentum.
straight up, Missouri Tigers is 6-5 ATS this season and 4-3 at home. That's not coincidence - sharp money follows trends like this. Don't miss this spot.
LSU Tigers vs Houston Cougars
The sharps are all over this. The college football slate brings LSU Tigers at Houston Cougars - a game with serious betting value if you know where to look.
Think about it: Houston Cougars averages 26.4 PPG at home. LSU Tigers puts up 27.3 on the road. College football is about matchups and momentum.
simply put, The betting trends are clear: Houston Cougars covers consistently (9-6 ATS). When a team covers at this rate, there's a reason. This is a gift from the market.
South Carolina State Bulldogs vs Prairie View A&M Panthers
Here's what stands out: The college football slate brings South Carolina State Bulldogs at Prairie View A&M Panthers - a game with serious betting value if you know where to look.
On top of that, Prairie View A&M Panthers averages 29.8 PPG at home. South Carolina State Bulldogs puts up 28.0 on the road. College football is about matchups and momentum.
at the end of the day, ATS records matter. Prairie View A&M Panthers at 8-6 against the spread. South Carolina State Bulldogs is 8-4. The value is clear. I'm confident here.
Army Black Knights vs Navy Midshipmen
Here's what the market is missing: In college football, home court advantage is worth more than people think. Army Black Knights (6-6) travels to face Navy Midshipmen (10-2).
Now, Navy Midshipmen averages 29.2 PPG at home. Army Black Knights puts up 30.7 on the road. College football is about matchups and momentum.
let's be honest, Navy Midshipmen is 6-3 ATS this season and 3-3 at home. That's not coincidence - sharp money follows trends like this. This is a gift from the market.
Boise State Broncos vs Washington Huskies
I've watched the tape. The college football slate brings Boise State Broncos at Washington Huskies - a game with serious betting value if you know where to look.
What really matters is Washington Huskies averages 30.5 PPG at home. Boise State Broncos puts up 27.4 on the road. College football is about matchups and momentum.
bottom line: ATS records matter. Washington Huskies at 7-5 against the spread. Boise State Broncos is 6-4. The value is clear. Lock it in.
Troy Trojans vs Jacksonville State Gamecocks
The value here is obvious. The college football slate brings Troy Trojans at Jacksonville State Gamecocks - a game with serious betting value if you know where to look.
Plus, Jacksonville State Gamecocks averages 28.2 PPG at home. Troy Trojans puts up 27.9 on the road. College football is about matchups and momentum.
realistically, ATS records matter. Jacksonville State Gamecocks at 6-3 against the spread. Troy Trojans is 5-8. The value is clear. Don't miss this spot.
Old Dominion Monarchs vs South Florida Bulls
Don't overthink this. The college football slate brings Old Dominion Monarchs at South Florida Bulls - a game with serious betting value if you know where to look.
I keep coming back to South Florida Bulls averages 30.4 PPG at home. Old Dominion Monarchs puts up 29.8 on the road. College football is about matchups and momentum.
at the end of the day, South Florida Bulls is 6-3 ATS this season and 4-2 at home. That's not coincidence - sharp money follows trends like this. I'm backing this hard.
Louisiana Ragin' Cajuns vs Delaware Blue Hens
I'm not going to pretend this isn't important. This Louisiana Ragin' Cajuns-Delaware Blue Hens matchup has my attention. Records of 6-7 and 7-6 set the stage.
I keep coming back to Delaware Blue Hens averages 28.5 PPG at home. Louisiana Ragin' Cajuns puts up 28.6 on the road. College football is about matchups and momentum.
let's be honest, Delaware Blue Hens is 9-5 ATS this season and 4-3 at home. That's not coincidence - sharp money follows trends like this. This is the play.
Missouri State Bears vs Arkansas State Red Wolves
I've crunched the numbers. In college football, home court advantage is worth more than people think. Missouri State Bears (7-6) travels to face Arkansas State Red Wolves (7-6).
You have to consider Arkansas State Red Wolves averages 26.8 PPG at home. Missouri State Bears puts up 28.8 on the road. College football is about matchups and momentum.
bottom line: The betting trends are clear: Arkansas State Red Wolves covers consistently (9-3 ATS). When a team covers at this rate, there's a reason. I'm backing this hard.
Alabama Crimson Tide vs Oklahoma Sooners
Here's why I'm confident: In college football, home court advantage is worth more than people think. Alabama Crimson Tide (11-3) travels to face Oklahoma Sooners (10-3).
You have to consider Oklahoma Sooners averages 33.6 PPG at home. Alabama Crimson Tide puts up 29.4 on the road. College football is about matchups and momentum.
honestly, Oklahoma Sooners is 8-7 ATS this season and 3-2 at home. That's not coincidence - sharp money follows trends like this. Give me this side all day.
Kennesaw State Owls vs Western Michigan Broncos
Let's talk about what matters here. The college football slate brings Kennesaw State Owls at Western Michigan Broncos - a game with serious betting value if you know where to look.
The big question: Western Michigan Broncos averages 31.8 PPG at home. Kennesaw State Owls puts up 31.9 on the road. College football is about matchups and momentum.
realistically, The betting trends are clear: Western Michigan Broncos covers consistently (9-4 ATS). When a team covers at this rate, there's a reason. This is the play.
Memphis Tigers vs NC State Wolfpack
Look, In college football, home court advantage is worth more than people think. Memphis Tigers (8-5) travels to face NC State Wolfpack (8-5).
The numbers tell us NC State Wolfpack averages 30.8 PPG at home. Memphis Tigers puts up 27.0 on the road. College football is about matchups and momentum.
look, The betting trends are clear: NC State Wolfpack covers consistently (8-3 ATS). When a team covers at this rate, there's a reason. The numbers support it.
James Madison Dukes vs Oregon Ducks
I've been studying this one all week. In college football, home court advantage is worth more than people think. James Madison Dukes (12-2) travels to face Oregon Ducks (12-1).
The big question: Oregon Ducks averages 34.2 PPG at home. James Madison Dukes puts up 33.3 on the road. College football is about matchups and momentum.
look, Oregon Ducks is 8-7 ATS this season and 3-1 at home. That's not coincidence - sharp money follows trends like this. This line is off.
Tulane Green Wave vs Ole Miss Rebels
This line doesn't make sense. This Tulane Green Wave-Ole Miss Rebels matchup has my attention. Records of 11-3 and 12-1 set the stage.
The numbers tell us Ole Miss Rebels averages 28.3 PPG at home. Tulane Green Wave puts up 28.3 on the road. College football is about matchups and momentum.
honestly, ATS records matter. Ole Miss Rebels at 7-6 against the spread. Tulane Green Wave is 7-5. The value is clear. Give me this side all day.
Miami Hurricanes vs Texas A&M Aggies
Let me break this down. The college football slate brings Miami Hurricanes at Texas A&M Aggies - a game with serious betting value if you know where to look.
Here's where it gets interesting: Texas A&M Aggies averages 30.6 PPG at home. Miami Hurricanes puts up 29.5 on the road. College football is about matchups and momentum.
bottom line: ATS records matter. Texas A&M Aggies at 7-6 against the spread. Miami Hurricanes is 6-8. The value is clear. Let's ride.
Montana Grizzlies vs Montana State Bobcats
Trust me on this one. In college football, home court advantage is worth more than people think. Montana Grizzlies (13-2) travels to face Montana State Bobcats (13-2).
Now, Montana State Bobcats averages 34.5 PPG at home. Montana Grizzlies puts up 31.5 on the road. College football is about matchups and momentum.
I mean, ATS records matter. Montana State Bobcats at 8-6 against the spread. Montana Grizzlies is 7-7. The value is clear. Give me this side all day.
Illinois State Redbirds vs Villanova Wildcats
Pay attention to this one. This Illinois State Redbirds-Villanova Wildcats matchup has my attention. Records of 12-4 and 12-3 set the stage.
Here's the kicker: Villanova Wildcats averages 29.0 PPG at home. Illinois State Redbirds puts up 34.1 on the road. College football is about matchups and momentum.
let's be honest, ATS records matter. Villanova Wildcats at 6-3 against the spread. Illinois State Redbirds is 4-6. The value is clear. This is the play.
Washington State Cougars vs Utah State Aggies
This is one of my favorite spots. In college football, home court advantage is worth more than people think. Washington State Cougars (7-6) travels to face Utah State Aggies (6-7).
What really matters is Utah State Aggies averages 34.6 PPG at home. Washington State Cougars puts up 30.1 on the road. College football is about matchups and momentum.
bottom line: ATS records matter. Utah State Aggies at 9-4 against the spread. Washington State Cougars is 8-5. The value is clear. The numbers support it.
Toledo Rockets vs Louisville Cardinals
Let me be real - The college football slate brings Toledo Rockets at Louisville Cardinals - a game with serious betting value if you know where to look.
Don't forget - Louisville Cardinals averages 32.5 PPG at home. Toledo Rockets puts up 29.1 on the road. College football is about matchups and momentum.
straight up, ATS records matter. Louisville Cardinals at 9-3 against the spread. Toledo Rockets is 4-4. The value is clear. I'm backing this hard.
Western Kentucky Hilltoppers vs Southern Miss Golden Eagles
Sometimes the obvious play is right. In college football, home court advantage is worth more than people think. Western Kentucky Hilltoppers (9-4) travels to face Southern Miss Golden Eagles (7-6).
Factor this in: Southern Miss Golden Eagles averages 35.7 PPG at home. Western Kentucky Hilltoppers puts up 32.2 on the road. College football is about matchups and momentum.
I mean, The betting trends are clear: Southern Miss Golden Eagles covers consistently (5-5 ATS). When a team covers at this rate, there's a reason. I'm confident here.
UNLV Rebels vs Ohio Bobcats
The numbers are screaming at us. The college football slate brings UNLV Rebels at Ohio Bobcats - a game with serious betting value if you know where to look.
Now, Ohio Bobcats averages 33.3 PPG at home. UNLV Rebels puts up 35.2 on the road. College football is about matchups and momentum.
let's be honest, ATS records matter. Ohio Bobcats at 5-3 against the spread. UNLV Rebels is 4-8. The value is clear. The value is clear.
California Golden Bears vs Hawai'i Rainbow Warriors
Here's the thing: The college football slate brings California Golden Bears at Hawai'i Rainbow Warriors - a game with serious betting value if you know where to look.
Think about it: Hawai'i Rainbow Warriors averages 26.2 PPG at home. California Golden Bears puts up 33.4 on the road. College football is about matchups and momentum.
bottom line: Hawai'i Rainbow Warriors is 7-5 ATS this season and 3-1 at home. That's not coincidence - sharp money follows trends like this. This is the play.
Central Michigan Chippewas vs Northwestern Wildcats
I love this spot. In college football, home court advantage is worth more than people think. Central Michigan Chippewas (7-6) travels to face Northwestern Wildcats (7-6).
On top of that, Northwestern Wildcats averages 27.2 PPG at home. Central Michigan Chippewas puts up 26.7 on the road. College football is about matchups and momentum.
truth is, Northwestern Wildcats is 5-4 ATS this season and 5-2 at home. That's not coincidence - sharp money follows trends like this. The numbers support it.
New Mexico Lobos vs Minnesota Golden Gophers
The data doesn't lie. The college football slate brings New Mexico Lobos at Minnesota Golden Gophers - a game with serious betting value if you know where to look.
But here's the thing - Minnesota Golden Gophers averages 33.2 PPG at home. New Mexico Lobos puts up 35.0 on the road. College football is about matchups and momentum.
bottom line: ATS records matter. Minnesota Golden Gophers at 5-7 against the spread. New Mexico Lobos is 7-7. The value is clear. This line is off.
Florida International Panthers vs UTSA Roadrunners
I keep coming back to this game. This Florida International Panthers-UTSA Roadrunners matchup has my attention. Records of 7-6 and 7-6 set the stage.
The big question: UTSA Roadrunners averages 30.5 PPG at home. Florida International Panthers puts up 34.0 on the road. College football is about matchups and momentum.
honestly, ATS records matter. UTSA Roadrunners at 5-7 against the spread. Florida International Panthers is 4-8. The value is clear. This is the play.
Georgia Southern Eagles vs App State Mountaineers
Everyone's sleeping on this. This Georgia Southern Eagles-App State Mountaineers matchup has my attention. Records of 6-6 and 5-7 set the stage.
You have to consider App State Mountaineers averages 28.8 PPG at home. Georgia Southern Eagles puts up 32.4 on the road. College football is about matchups and momentum.
at the end of the day, App State Mountaineers is 9-7 ATS this season and 3-1 at home. That's not coincidence - sharp money follows trends like this. I'm confident here.
Coastal Carolina Chanticleers vs Louisiana Tech Bulldogs
The sharps are all over this. This Coastal Carolina Chanticleers-Louisiana Tech Bulldogs matchup has my attention. Records of 6-6 and 7-5 set the stage.
The numbers tell us Louisiana Tech Bulldogs averages 26.1 PPG at home. Coastal Carolina Chanticleers puts up 26.8 on the road. College football is about matchups and momentum.
honestly, Louisiana Tech Bulldogs is 7-7 ATS this season and 3-3 at home. That's not coincidence - sharp money follows trends like this. Lock it in.
Tennessee Volunteers vs Illinois Fighting Illini
Here's what stands out: This Tennessee Volunteers-Illinois Fighting Illini matchup has my attention. Records of 8-4 and 8-4 set the stage.
The numbers tell us Illinois Fighting Illini averages 32.8 PPG at home. Tennessee Volunteers puts up 27.5 on the road. College football is about matchups and momentum.
truth is, ATS records matter. Illinois Fighting Illini at 5-4 against the spread. Tennessee Volunteers is 8-8. The value is clear. I like this a lot.
USC Trojans vs TCU Horned Frogs
Here's what the market is missing: In college football, home court advantage is worth more than people think. USC Trojans (9-3) travels to face TCU Horned Frogs (8-4).
Think about it: TCU Horned Frogs averages 32.4 PPG at home. USC Trojans puts up 26.1 on the road. College football is about matchups and momentum.
I mean, ATS records matter. TCU Horned Frogs at 7-4 against the spread. USC Trojans is 7-5. The value is clear. I'm backing this hard.
Iowa Hawkeyes vs Vanderbilt Commodores
I've watched the tape. This Iowa Hawkeyes-Vanderbilt Commodores matchup has my attention. Records of 8-4 and 10-2 set the stage.
Factor this in: Vanderbilt Commodores averages 27.9 PPG at home. Iowa Hawkeyes puts up 31.3 on the road. College football is about matchups and momentum.
I mean, Vanderbilt Commodores is 6-7 ATS this season and 3-2 at home. That's not coincidence - sharp money follows trends like this. Lock it in.
Arizona State Sun Devils vs Duke Blue Devils
The value here is obvious. The college football slate brings Arizona State Sun Devils at Duke Blue Devils - a game with serious betting value if you know where to look.
And look, Duke Blue Devils averages 34.0 PPG at home. Arizona State Sun Devils puts up 34.1 on the road. College football is about matchups and momentum.
honestly, The betting trends are clear: Duke Blue Devils covers consistently (7-6 ATS). When a team covers at this rate, there's a reason. Give me this side all day.
Michigan Wolverines vs Texas Longhorns
Don't overthink this. In college football, home court advantage is worth more than people think. Michigan Wolverines (9-3) travels to face Texas Longhorns (9-3).
On top of that, Texas Longhorns averages 34.9 PPG at home. Michigan Wolverines puts up 26.0 on the road. College football is about matchups and momentum.
simply put, Texas Longhorns is 6-4 ATS this season and 4-1 at home. That's not coincidence - sharp money follows trends like this. This line is off.
Nebraska Cornhuskers vs Utah Utes
I'm not going to pretend this isn't important. In college football, home court advantage is worth more than people think. Nebraska Cornhuskers (7-5) travels to face Utah Utes (10-2).
Here's the kicker: Utah Utes averages 28.7 PPG at home. Nebraska Cornhuskers puts up 28.2 on the road. College football is about matchups and momentum.
I mean, The betting trends are clear: Utah Utes covers consistently (5-5 ATS). When a team covers at this rate, there's a reason. The numbers support it.
Miami Hurricanes vs Ohio State Buckeyes
I've crunched the numbers. This Miami Hurricanes-Ohio State Buckeyes matchup has my attention. Records of 11-2 and 12-1 set the stage.
Factor this in: Ohio State Buckeyes averages 28.0 PPG at home. Miami Hurricanes puts up 31.1 on the road. College football is about matchups and momentum.
realistically, Ohio State Buckeyes is 6-6 ATS this season and 5-3 at home. That's not coincidence - sharp money follows trends like this. I'm backing this hard.
Oregon Ducks vs Texas Tech Red Raiders
Here's why I'm confident: The college football slate brings Oregon Ducks at Texas Tech Red Raiders - a game with serious betting value if you know where to look.
It's worth noting Texas Tech Red Raiders averages 36.0 PPG at home. Oregon Ducks puts up 30.9 on the road. College football is about matchups and momentum.
look, ATS records matter. Texas Tech Red Raiders at 6-5 against the spread. Oregon Ducks is 8-4. The value is clear. This line is off.
Alabama Crimson Tide vs Indiana Hoosiers
Let's talk about what matters here. The college football slate brings Alabama Crimson Tide at Indiana Hoosiers - a game with serious betting value if you know where to look.
Consider this: Indiana Hoosiers averages 33.7 PPG at home. Alabama Crimson Tide puts up 30.5 on the road. College football is about matchups and momentum.
bottom line: Indiana Hoosiers is 7-4 ATS this season and 4-2 at home. That's not coincidence - sharp money follows trends like this. Don't miss this spot.
Ole Miss Rebels vs Georgia Bulldogs
Look, In college football, home court advantage is worth more than people think. Ole Miss Rebels (12-1) travels to face Georgia Bulldogs (12-1).
The numbers tell us Georgia Bulldogs averages 34.7 PPG at home. Ole Miss Rebels puts up 35.3 on the road. College football is about matchups and momentum.
realistically, The betting trends are clear: Georgia Bulldogs covers consistently (9-3 ATS). When a team covers at this rate, there's a reason. I like this a lot.
Rice Owls vs Texas State Bobcats
I've been studying this one all week. In college football, home court advantage is worth more than people think. Rice Owls (5-7) travels to face Texas State Bobcats (6-6).
Here's what I'm seeing: Texas State Bobcats averages 27.8 PPG at home. Rice Owls puts up 26.7 on the road. College football is about matchups and momentum.
bottom line: ATS records matter. Texas State Bobcats at 9-4 against the spread. Rice Owls is 6-7. The value is clear. I'm confident here.
Navy Midshipmen vs Cincinnati Bearcats
This line doesn't make sense. The college football slate brings Navy Midshipmen at Cincinnati Bearcats - a game with serious betting value if you know where to look.
What really matters is Cincinnati Bearcats averages 31.5 PPG at home. Navy Midshipmen puts up 29.7 on the road. College football is about matchups and momentum.
I mean, Cincinnati Bearcats is 9-5 ATS this season and 3-1 at home. That's not coincidence - sharp money follows trends like this. Lock it in.
Arizona Wildcats vs SMU Mustangs
Let me break this down. The college football slate brings Arizona Wildcats at SMU Mustangs - a game with serious betting value if you know where to look.
Don't forget - SMU Mustangs averages 29.6 PPG at home. Arizona Wildcats puts up 34.5 on the road. College football is about matchups and momentum.
at the end of the day, SMU Mustangs is 9-7 ATS this season and 3-2 at home. That's not coincidence - sharp money follows trends like this. I like this a lot.
Wake Forest Demon Deacons vs Mississippi State Bulldogs
Trust me on this one. In college football, home court advantage is worth more than people think. Wake Forest Demon Deacons (8-4) travels to face Mississippi State Bulldogs (5-7).
What stands out is Mississippi State Bulldogs averages 35.8 PPG at home. Wake Forest Demon Deacons puts up 26.5 on the road. College football is about matchups and momentum.
honestly, Mississippi State Bulldogs is 5-7 ATS this season and 3-2 at home. That's not coincidence - sharp money follows trends like this. The value is clear.
Illinois State Redbirds vs Montana State Bobcats
Pay attention to this one. This Illinois State Redbirds-Montana State Bobcats matchup has my attention. Records of 12-4 and 13-2 set the stage.
What stands out is Montana State Bobcats averages 29.4 PPG at home. Illinois State Redbirds puts up 28.8 on the road. College football is about matchups and momentum.
truth is, Montana State Bobcats is 8-7 ATS this season and 4-1 at home. That's not coincidence - sharp money follows trends like this. The value is clear.
TBD vs TBD
This is one of my favorite spots. The college football slate brings TBD at TBD - a game with serious betting value if you know where to look.
Plus, TBD averages 32.0 PPG at home. TBD puts up 28.5 on the road. College football is about matchups and momentum.
truth is, TBD is 8-5 ATS this season and 5-2 at home. That's not coincidence - sharp money follows trends like this. Let's ride.
TBD vs TBD
Let me be real - This TBD-TBD matchup has my attention. Records of and set the stage.
The key factor is TBD averages 34.8 PPG at home. TBD puts up 27.0 on the road. College football is about matchups and momentum.
bottom line: The betting trends are clear: TBD covers consistently (7-6 ATS). When a team covers at this rate, there's a reason. This is the play.
TBD vs TBD
Sometimes the obvious play is right. In college football, home court advantage is worth more than people think. TBD () travels to face TBD ().
But here's the thing - TBD averages 30.4 PPG at home. TBD puts up 29.3 on the road. College football is about matchups and momentum.
simply put, The betting trends are clear: TBD covers consistently (5-3 ATS). When a team covers at this rate, there's a reason. This is the play.